Why isn’t credit a fundamental human right?

Last weekend, we marked World Consumer Rights Day. I reflect on some of the seminal moments in recent history in which people demanded their rights. I remember the African anti-colonial movements of the 1950s, the US Civil Rights Movement of the 1960s, and the Arab Spring of the 2010s. Surely millions of people did not march — even at the risk of death — just to have their rights “acknowledged”. They marched for what rights can do,…