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For the past 50 years or so, the approach of most Americans to retirement has been to put as much money as possible into US markets and then forget about it until they’re in their sixties. And for those who could do so, this has worked out very well. If you’d invested $1,000 in an S&P 500 index fund in 1980, it would be worth nearly $165,000 today.
But the stability…
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