On a Monday morning in July, Usman Muhammad, one of the 70,000 beneficiaries of Nigeria’s Anchor Borrowers Programme (ABP), was in a magistrate courtroom adjusting and readjusting his belt as he waited for a judge to deliver his prison sentence in Birnin-Kebbi, the capital of Kebbi State.
According to prosecutors, Mr Muhammad failed to repay the loan he collected six years ago. The Anchor Borrowers’ Programme guidelines stipulate that upon harvest, benefiting farmers are…
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